What is freight factoring?
Freight factoring advances cash against delivered loads. You submit proof of delivery and billing paperwork; the factor advances a percentage same-day or next-day, then collects from the broker when the invoice matures.
Recourse vs non-recourse
Most DFW carriers use recourse factoring — lower cost, and you buy back any invoice a broker doesn't pay. Non-recourse shifts more risk to the factor at a higher fee.
2026 broker credit environment
After several years of carrier-broker consolidation, due diligence on broker credit matters more than ever. Work with a factor that monitors debtor strength and flags slow-pay accounts early.
Getting started
You'll need an active MC/DOT authority, sample rate confirmations, and a customer list. Advanced Funding Group freight programs serve carriers nationwide including Dallas and Fort Worth .

